Financial data enrichment

Show users a clear transaction history with recognisable merchant names, logos, payment categories, locations, and more – all in real time.

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Why should you turn confusing transactions into clear insights?

We partner with Triple, a leading provider of data enrichment API, to bring you a solution that enhances transactional data.

52% reduction in chargebacks

By providing precise merchant details, data enrichment minimises confusion, preventing unnecessary disputes and refunds and reducing financial losses for banks and businesses.
47% decrease in customer support inquiries

Unclear transactions often lead to frustrated users contacting customer service for clarification. With accurate merchant names, logos, and categorisation, users can identify transactions independently, significantly lowering support costs.
38% increase in user engagement

When users trust their financial app to provide clear and useful insights, they are more likely to use it frequently. Improved transaction visibility enhances user retention and drives engagement, helping banks and fintechs remain competitive.
99% accuracy

We can enrich transactions from various card networks, bank transfers and local payment schemes. High coverage in over 220 countries with high accuracy results (99%+).
Mastercard’s AN 4569 standards

Mastercard’s regulatory framework requires banks in Europe to provide enriched merchant data, including names, logos, locations, and other key details.

Unclear transaction data hurts user trust

Would you trust your banking app that shows you unclear data?  

Customers struggle with confusing transaction details, leading to chargebacks, customer support inquiries, and lost trust. Generic or cryptic merchant names make it difficult to track spending, increasing frustration and reducing engagement with financial apps.

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Show accurate information to your customers

Accurate merchant names

Users often struggle to recognise transactions due to ambiguous or incorrect merchant descriptions. Get clean merchant brand names for each transaction.
High-quality logos

A name alone may not be enough for instant recognition. By associating each transaction with a merchant logo, you provide users with a more intuitive transaction history. All logos are standardised to 512 x 512 pixels in .png format.
Advanced categorisation

Transactions are automatically classified with 100% coverage. Use 14 standard categories and 60 subcategories, or personalise the system by adding up to 500 of your own categories and subcategories.
Location details

Knowing where a transaction took place is crucial for security and budgeting. You can provide precise location data, helping users quickly identify purchases and prevent fraud.
Recurring payment detection

Subscription-based services are very popular, but users often lose track of them. The system identifies and labels recurring payments, enabling users to manage their subscriptions more effectively.
CO2 emission insights

Sustainability is a growing concern. By analysing transaction data, we empower banks to offer carbon footprint tracking, allowing users to make more eco-conscious financial decisions.

From payment to enriched data

Customer makes a payment

A user completes a transaction using a card, bank transfer, or direct debit. The bank records the raw transaction data, but the details may be incomplete or unclear.
Bank collects & stores transaction data

The raw payment data is recorded, typically including a merchant ID, transaction amount, and timestamp. However, without enrichment, merchant names may be unstructured or misleading.
API connection

Using our integration, the bank securely sends transaction data to Triple’s system via API. The data is enriched with clean merchant names, logos, categories, locations, and additional insights.
Use enriched data

The bank receives enhanced transaction details in real time, ensuring users see clear, structured data in their banking apps and online portals.