Fintech Software Development

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75%
of us have experience in the financial and insurance industry
30+
fintechs, banks and insurers in our portfolio
24+
years of experience in banking and fintech
  • PZU cash logo
    Fintech, PL
  • Fintech, PL
  • Bancovo logo
    Fintech, PL
  • Fintech, US
  • Fintech, DE
  • Fintech, PL
  • Fintech, NO
  • Skarbiec logo
    Fintech, PL
  • Fintech, PL

We are a fintech custom software development company

We help the financial sector take daily and strategic operations to the next level by providing custom digital fintech solutions.
On time, right the first time, to help you to stay ahead of established brands.

We help you with:

  • Fintech web and mobile app development tailored to clients’ needs
  • Custom software development of fintech solutions & financial systems
  • Creating loan, credit, debit and money transaction solutions
  • Designing and developing investment management applications
  • Developing bespoke cards and payment processing systems
  • Implementing CMS, CRM and ECM platforms and solutions
  • Conducting UX/UI audits and design to enhance usability
  • Leveraging predictive analytics, data, and reporting tools
  • Ensuring security and regulatory compliance across fintech solutions

Custom fintech software development services

Speednet helps fintech startups and companies design and deliver seamless, omnichannel user experience across all touchpoints, collecting and leveraging customer data, shortening time-to-market, staying on top of software delivery costs and boosting predictability of delivery.

    • Reach new potential markets

      Build from scratch or take your current fintech solution to the next level to attract the attention of new consumers and potential investors.

    • Optimise software development costs

      Avoid traditional in-house expenses by transforming your operations with an external partner that gives you scale, fintech ecosystem-specific experience and shorter time to market.

    • Leverage data to make better decisions

      Take your fintech product to the next level by leveraging data to deliver a frictionless, personalised user experience and make data-driven decisions related to daily and strategic operations.

    • Shorten time to market

      Short time-to-market with fintech software solutions is a key to gaining a competitive edge and achieving success in the market.
      Implementing new features takes our development team usually only a few sprints.

    • Introduce flexibility of delivery

      We adapt to your needs – not the other way around. This ensures smooth integration and the ability to evolve with your business.
      Tap on / tap off – ramp your team up and down in weeks.

    The combination of understanding the financial domain with 24+ years of technical expertise allows us to give you extremely precise time and cost estimates for your project.

    Estimate your project

    Fill in a short contact form and we’ll get back to you via email within 1 hour.

    Have a look at our portfolio for the fintech industry

    See our portfolio

    Room for partnership and improvement for financial institutions

    Research by Finastra suggests that banks will turn to fintechs for their challenges. Of almost 750 banking leaders worldwide, 56% want to use a network of integrated fintech solutions, with only 6% preferring to build functionality in-house. We believe that together, we can achieve more, so we build room for our clients to share good practices, knowledge and experiences. That is why we host a Finance Summit meeting of our Finance Club, connecting banks and fintechs to grow the industry. Let us know if you want to join our Club about financial technology and banking solutions!

    Our approach to building world-class fintech software development solutions

    We’re dedicated to creating exceptional fintech development solutions.

    We do it by prioritising a few critical factors during the cooperation process. 

    • Modern UX/UI design for fintech companies

      Intuitive interface navigation, mobile-first design and streamlined in-app interactions

    • Scalability & performance in financial institutions

      Reliable software architecture, ready to scale with growing number of users and easily customisable solutions

    • 3rd-party integrations in the fintech industry

      Integrations with different platforms, secure data exchange and ease of adding new functionalities

    • Compliance with regulations in the financial industry

      Accessibility guidelines, eLearning standards like SCORM, xAPI, AICC and GDPR compliance

    How do you challenge established brands and win a client?

    Banks have some advantages over Fintechs, including capital, customer base, trust, regulatory expertise, data access, and partnership opportunities. We understand the fintech sector’s most important problems and know how to deliver solutions that impact the bottom line.

      • Compliance with regulations in the financial industry

        Finance is one of the most regulated industries. This is due to the 2008 financial market crisis and the sector’s loss of reliability.
        Banks are well-versed in financial regulations and compliance – we have cooperated with banks since 2000 and have extensive knowledge of government regulations.

      • Data security in the financial services industry

        Data security has become one of the main concerns in the online world – be it mobile banking, payment apps or Fintech in general.
        Banks have an established reputation, which goes a long way towards gaining the public’s trust. In Fintech, we build trust from scratch, and we know how to achieve this.

      • User experience and intuitive user interfaces

        Fintechs often strongly emphasise providing a unique user experience, making their services more user-friendly and satisfying than traditional insurance, which is sometimes too conservative to compete with a fresh design.

        Our Digital Product Design team will prepare a fintech solution your users will love.

      • AI, Big Data and cutting-edge technologies

        Fintechs are known to be innovative. They leverage modern technologies that better meet the needs of contemporary users than traditional banks.

        At Speednet, 2 dedicated teams focus only on Artificial Intelligence and Big Data solutions for the financial sector. We can help you to be a pioneer in the market.

      • Value-Added Services and market trends

        Fintechs make a mark by offering a wide range of value-added services, such as e-commerce platforms, food orders, insurance, etc., that provide banking users with additional benefits.
        We understand the value of mobile apps’ versatility and implement plenty of VAS in the applications we build.

      Our process of collaboration with financial services companies

      We use a proven methodology of reliable and predictable software delivery.

      • Understanding your situation

        We begin by completing market research and analysing your specific needs, challenges, and objectives. This involves detailed discussions, as well as an assessment of your current state and documentation to ensure a clear understanding of your project requirements and goals.

      • Agreeing on a project roadmap

        Once we’ve learned about your situation in detail, we collaborate closely with you to define a detailed plan of action. This roadmap outlines the project scope, timeline, budget and key deliverables, ensuring alignment with your expectations and must-haves.

      • Collaborating to deliver milestones

        We maintain open communication and collaboration throughout the project lifecycle, working closely with your team in agreed-upon iterations. This approach ensures flexibility, feedback incorporation, and continuous improvement as we progress towards your ultimate goal.

      • Developing a relevant solution

        Leveraging our expertise, modern technologies, and insights gained from previous stages, we develop a tailored solution that addresses all your business’s pain points. Our team ensures the software is robust, scalable, and aligned with industry best practices.

      • Support and maintenance

        Our commitment goes on after the solution is delivered. We provide comprehensive post-release services to ensure continued success and optimal performance. This includes troubleshooting, updates and ongoing cooperation to address evolving requirements.

      We’re tech specialists with a broad tech stack

      We provide a comprehensive software development solution, from ideation to maintenance, including everything in between programming languages, data analysis and cloud computing.

      Programming languages and frameworks we specialise in for fintech development:

      • JavaScript
      • Angular
      • Android
      • Kotlin
      • React
      • iOS
      • Java
      • PHP
      • Switf
      • .NET
      • Oracle
      • Docker
      • Azure
      • AWS
      • Selenium
      • Cypress
      • PostgreSQL
      • MongoDB
      • MySQL
      • MySQL
      • TypeScript
      • Vue.js
      • Python
      • NodeJS

      Discover the secrets to maximising the success of your banking solutions with our FREE ebook on value-added services.

      Download for free
      Value-Added Services

      Schedule a free project estimate

      If you want to discuss a requirement with technical experts, schedule a free consultation to see if we’re a good fit to help.

      Michał Grela
      Michał Grela Head of Sales and Marketing
      michal.grela@speednet.pl +48 600 023 843

        Your personal data will be processed in order to handle your question, and their administrator will be SPEEDNET sp. z o.o. with its registered office in Gdańsk. Other information regarding the processing of personal data, including information on your rights, can be found in our Privacy Policy.

        Frequently asked questions about fintech software development

        Many fintech companies still rely on legacy software. It remains critical to their operations, costly to replace and deeply integrated within their processes. Our approach to integrating existing financial systems and legacy software centres on an API-first and microservices architecture. We prioritise creating modular, reusable components through an API-first strategy. This improves interoperability and reduces project timelines. Microservices architecture fosters a more agile and adaptable IT infrastructure. As a result, your software will be capable of supporting future growth.

        Our fintech software developers focus on easing data exchange and improving application functionality. We aim to modernise IT infrastructure and provide seamless integration with existing financial systems.

        We specialise in seamless communication with third-party services. We know how to enable data exchange and automate actions to enhance application functionality. This ensures smooth interoperability, whether building from scratch or integrating with existing APIs.

        We provide fintech firms with platform integrations, secure data exchange, and the ability to add new functionalities.

        Fintech software development companies focus on advanced financial technology. This includes security when dealing with sensitive financial data, regulatory compliance for banking software and scalability. They are highly specialised fintech developers with a deep understanding of the financial sector and the ability to navigate through financial systems. In contrast, general software development companies serve a broader range of industries. They don’t have the same focus on the specific needs of the financial sector.

        Read on How to Choose the Right Partner for Fintech Development Outsourcing

        The development services we provide for our clients, which include fintech companies, are:

        • web development,
        • mobile banking development,
        • product design,
        • and technical consultancy.

        In financial software development, a significant portion of our vast services focuses on:

        • digital payment solutions,
        • international money transfer implementations,
        • transaction security and data encryption,
        • big data analytics,
        • implementing emerging technologies and innovative solutions.

        Our fintech projects help businesses to stay ahead of financial trends by leveraging new technologies.

        Fintech software development refers to the design and creation of digital solutions and applications for financial institutions and digital banks. This may be:

        • fintech applications for mobile devices,
        • lending platforms,
        • payment apps,
        • investment platforms,
        • trading systems,
        • and other online financial products.

        Fintech software development is crucial for creating new business models. It changes traditional financial services and improves customer experiences in the digital age. Embedded finance, which integrates financial services into non-financial platforms, further accelerates this change. It enables businesses to offer custom financial solutions directly in their products.